Wealth Compass ("the app") is a personal finance tracking app for Android. This policy explains what happens to your data when you use it.
Wealth Compass never collects, transmits, or shares your financial data — the accounts, transactions, holdings, budgets, and goals you enter always stay on your device. The app has no user accounts and no analytics. It shows ads through Google AdMob to stay free, and makes a small number of other narrowly-scoped network requests for optional features described below — none of these, including the ads, ever send your personal or financial data anywhere.
All financial data you enter (account balances, transactions, investment holdings, budgets, goals, and related notes) is stored in a local database on your device only. This data is never transmitted to us or to anyone else, under any circumstance.
If you choose to link a holding to a live price source, the app can fetch the current market price for that specific stock, mutual fund, or cryptocurrency from public data providers (Yahoo Finance, AMFI, CoinGecko). These are read-only, one-way lookups: the app sends only the public ticker/symbol needed to look up a price, and nothing about you, your account, or your holdings is included in the request. This only happens when you explicitly link a holding and tap "Fetch now" — it does not happen automatically or in the background.
The app shows banner ads served by Google AdMob to keep the app free, in the bottom bar of the app's main screens. Serving these ads involves Google (and, if you've enabled any ad partners through Google's ad network, those partners) collecting technical data used for ad delivery and measurement — for example your device's advertising ID, general (non-precise) location derived from IP address, app usage in relation to ads, and similar technical identifiers. None of this is your financial data — the app never includes any account, transaction, holding, budget, or goal information in an ad request; the ad SDK has no access to that data at all, since it lives in a completely separate part of the app.
Google's own privacy policy and its page on how data is used in apps that use Google services describe what Google itself does with this data.
If you're in the EEA, UK, or a US state with its own privacy law, the app shows a consent message (via Google's User Messaging Platform) the first time this applies to you, and you can change or withdraw that choice at any time from Settings → Privacy & Ads → Manage Ad Consent.
The app lets you create a backup of your data as a file, entirely at your own initiative:
Backup files are never uploaded anywhere by the app on its own initiative. Where they end up is always a destination you explicitly chose.
If you enable the optional app-lock feature, authentication is handled entirely by your device's own operating system (fingerprint/face/PIN, whichever you've set up). The app never receives or stores your biometric data — it only receives a yes/no result from the OS.
None of these permissions are used to collect or transmit your financial data off your device.
The app does not use any analytics or tracking SDKs beyond what's needed to serve ads through Google AdMob (described above), and it never shares your financial data with anyone. The only external services the app ever contacts are Google AdMob (for ads), and the public price-lookup providers named above (Yahoo Finance, AMFI, CoinGecko) for read-only ticker-price requests — none of which include any data about you or your finances.
The app is not directed at children, does not knowingly collect data from children, and does not serve ads in a manner directed at children.
Since everything is stored locally, you're always in full control:
If this policy changes, the updated version will be published at this same URL, with a revised "Last updated" date.
If you have questions about this policy, contact: hemanthkumar51@gmail.com
Wealth Compass is an offline-first personal finance app — your financial data stays on your device unless you explicitly choose to export or back it up elsewhere.